Anole Loan — Admin Platform

12,480

Total Customers

PKR 8.4M

Active Loan Balance

342

Overdue Orders

Pending Credit Reviews

284

Active Loans

PKR 1.2M

Today Disbursed

PKR 890K

Today Repaid

Pending Fee Adjustments

96.8%

On-time Repayment Rate

3.2%

Overdue Rate

Pending Reconciliation

Admin Users

Showing 1–5 of 5

Roles

Permission Tree

Permission Name	Code	Type	Route Path	Sort	Status	Actions

Customers

Loan Applications

Loan Vouchers

Repayment Orders

Limit Increase Coupons

Audit Log

Loan Bills

Disbursement Records

Fee Adjustments

Account Transactions

Munsalik reconciliation runs by actual file batch. No fixed T+1 deadline is shown. Normal matches require no action; differences only need to be marked Processing or Handled.

Reconciliation Tasks

Total Products

Active Products

PKR 0

Highest Loan Limit

Loan Products

Total Institutions

Enabled Institutions

Customer Selectable

Payment Institutions

Loan Amount Term Rules

How rules work: When a customer applies for a loan, the system matches the requested amount against these rules to determine available installment options. Only one active rule applies per amount. Rules are matched in order; the first matching active rule wins.

Collection Workbench

PKT (UTC+5) · Handle assigned cases, calls, follow-ups and PTP

Softphone online Ali Hassan · Collection Agent

Allocation

Allocate overdue cases by province, amount, customer type and DPD

Unassigned cases

D15+ unassigned

Active agents

0 selected Administrator can reassign allocated cases from the same action

Contact Strategies

Simple DPD-based automation with channel limits and PTP suppression.

Resource Slots

Promise to Pay Details

Promise Date *

Promise Amount (PKR) *

Slot Name (Display) *

Slot Key *

Unique key used by the app to fetch this slot.

Display Text (optional)

Credit Amount (PKR) *

PKR 2,000–30,000, in increments of PKR 1,000.

Review Remark *

Please complete all required fields.

Anole Loan

CON-—

ANOLE FINANCIAL SERVICES (PVT.) LTD.

LOAN AGREEMENT

PARTIES

LenderAnole Financial Services (Pvt.) Ltd., Karachi, Pakistan Borrower Contract No.

LOAN TERMS

TERMS & CONDITIONS

The Borrower agrees to repay the loan amount plus all applicable fees according to the installment schedule set forth in this agreement.
In the event of late payment, an overdue penalty shall be charged at the rate specified in the Loan Terms section above, calculated on a daily basis on the outstanding balance.
The Borrower authorizes Anole Financial Services to deduct repayment amounts from the registered wallet account on due dates.
Early repayment is permitted subject to the Early Settlement terms applicable at the time of settlement.
This agreement is governed by the laws of Pakistan. Any disputes shall be submitted to the competent courts of Karachi.
The Borrower confirms that all information provided during the application process is accurate and complete.

LENDER

Anole Financial Services (Pvt.) Ltd.

Authorized Signatory

Anole Loan

BORROWER (E-SIGNATURE)

Digitally Verified

This document was electronically signed and is legally binding under Pakistan Electronic Transactions Ordinance 2002.

This adjustment requires supervisor approval before taking effect.

payment_institution

IBFT IMD *

Stored as a string to preserve leading zeros; maximum 11 digits.

Customer Selectable *

Whether customers can select this institution in the App.

Logo URL

Institution icon displayed in the App.

EXCLUDED institutions remain in the directory for audit history but cannot be selected by customers.

loan_product

Basic Information

Product Name *

Currency *

User Type

Risk Level

Sort *

Status *

Remark

Loan Amount & Term

Minimum Loan Amount *

PKR

Maximum Loan Amount *

PKR

Amount Step *

PKR

Period Days *

Maximum Total Days *

Installment Count Range *

MinMax

Default Installments *

Rates & Cooling-off

Daily Interest Rate *

0.006750 = 0.675%

Daily Service Fee Rate *

0.000750 = 0.075%

Daily Overdue Rate *

0.020000 = 2%

Cooling-off Hours *

Fee Free *

Repayment Rules

Early Repayment *

Open Days Before Due *

Early Settlement *

Partial Repayment *

Minimum Partial Amount

PKR

Maximum Overdue Days

Overdue Fee Cap Rate

1 = 100% of principal

Repayment Allocation Rule *

Rounding Rule *

Min Loan Amount (PKR) *

Max Loan Amount (PKR) *

Available Terms *

Number of installments the customer can choose from.

One import task creates one coupon for every valid customer.

Increase Amount (PKR) *

Min Remaining Principal (PKR) *

Import customer list *

CSV, one row per customer. Required column: customer_id. Duplicate rows are rejected.

Select CSV

No file selected

Row	Customer ID	Customer	Eligibility	Validation

Default Amount (PKR) *

Amount Step (PKR)

Maximum available amount after increase is PKR 50,000.

Minimum Remaining Principal (PKR)

Principal only · full repayment · actual payment > 50% principal.

Assign Role(s) *

Hold Ctrl/Cmd to select multiple

Role Code *

Uppercase letters, underscores only. Cannot be changed after creation.

Record Follow-up

Assign Collector

Add Slot Config

Customer Detail

Reject Loan Application

Review Customer Credit

Loan Voucher Detail

Bill Detail —

Create Fee Adjustment

Review Adjustment

Add Payment Institution

Add Loan Product

Basic Information

Loan Amount & Term

Rates & Cooling-off

Repayment Rules

Add Amount Term Rule

Batch Issue Coupons

Create Coupon Template

Create Admin User

Reset Password

Create Role

Assign Permissions —

Add Permission

Reconciliation Task

Difference Detail

Quarantine Detail

Confirm